Joe Cline's Article in Real Estate

503 An Overview of Mortgage Choices
Prospective home buyers have more choices than ever before for home financing. Traditional FHA and VA loans are still available, but lenders offer a wide variety of other options for first-time and returning borrowers.
Posted on Nov-10-2009

451 What is it Like to Live in Austin, Texas?
Located on the banks of the Colorado River, Austin is the state capitol of Texas. As the fourth largest city in the state, it is also home to the largest public university in the nation - the University of Texas.
Posted on Nov-10-2009

420 What you need to know about the first time home buyer stimulus
Passed in the Spring of 2009, President Barack Obama’s stimulus package contains some good news for people who want to buy a home but think they aren’t able to.
Posted on Nov-10-2009

555 Counseling and Down Payment Assistance with the Austin Housing Finance Corporation
If you’re a first time homebuyer in Austin, Texas, there are quite a few resources available to you. Buying a home for the first time is very exciting but it can also be a time of confusion and stress.
Posted on Nov-02-2009

718 DIY Moving
Many people hire moving companies to take care of the transportation of their things from one home to another. If you’re trying to save money or just don’t want to deal with the hassle of hiring someone, the do it yourself route is a great option.
Posted on Nov-02-2009

930 Obama's Home Rescue Plan
If you’re facing foreclosure on your home, there is new hope on the horizon. As part of the stimulus program passed by Congress, the Home Affordable Modification program can help you save your home and preserve your credit.
Posted on Nov-02-2009

596 How to Scout Out Your New Neighborhood
Moving into a new neighborhood can be a scary prospect if you aren’t familiar with the area. A home’s neighborhood is so important that real estate values are in part determined upon the surrounding area.
Posted on Oct-26-2009

871 How to Pack Valuables When You Move
Moving to a new home is often a happy, momentous occasion. Though packing all your belongings can be a hassle, it is even more distressing to find out during the unpacking that your valuables or breakables have been damaged.
Posted on Oct-26-2009

584 First Impressions Mean a Lot: Curb Appeal and Staging
Enhancing your home’s curb appeal can mean the difference between a long wait and a quick sale. By making your home attractive and welcoming to prospective buyers, you can improve your chances for a full-price offer and ensure that your home sells for its true market value.
Posted on Oct-26-2009

614 Are all For sale by owners a good deal?
For Sale By Owner homes are on the rise as people seek to save money while they are selling their homes. While FSBO’s are very attractive from the seller’s perspective, they may not always be for the buyer.
Posted on Oct-21-2009

517 Staging Your Home for Sale: Give Every Room a Purpose
If you want to sell your home for top dollar, even in a slow market, you’ve got to take steps to make it appeal to buyers. One of the best ways to do that is by staging your home.
Posted on Oct-09-2009

480 The Psychology of Real Estate Pricing
In 1987, the Journal of Real Estate Research published an article entitled “Pricing Strategies and Residential Property Selling Prices,” which presented evidence showing that the pricing strategies used for residential properties actually colored the perceptions of buyers regarding the quality and the worth of the property in question.
Posted on Oct-09-2009

1059 Home Inspections and Tests: Know the Facts
The benefits of performing a home inspection before purchasing a new home are well known and documented, but you may not have considered the advantages a home inspection report can provide even if your home is not for sale.
Posted on Sep-16-2009

470 Home Inspections: The Basis for a Sound Financial Decision
The U.S. Department of Housing and Urban Development recommends that home buyers arrange for a home inspection from a qualified inspector before finalizing the purchase of a new home.
Posted on Sep-16-2009

434 What to do when your home inspection report shows problems
More and more home buyers in Austin are following the advice of the Federal Housing Administration and obtaining home inspections before closing on a new home.
Posted on Sep-16-2009

515 Selecting a Texas Home Inspector
Texas holds the distinction of being the first state in the U.S. to require its real estate inspectors be licensed. The Texas Real Estate Commission (TREC) oversees home inspector qualifications and licensing, offering licenses for three grades of inspectors: apprentice inspector, real estate inspector, and professional inspector.
Posted on Sep-16-2009

1023 Pre-Inspections: The Right Move for Home Sellers
Most people are aware of the importance of a qualified home inspection when buying a home, but the advantages of a pre-inspection for the seller may not be immediately obvious.
Posted on Sep-16-2009

438 The Top Five Questions to Ask Your Listing Agent Before You Hire
Selling a home correctly requires a skilled professional. A selling real estate agent can make your job as a seller a whole lot easier, but only if you hire the right agent.
Posted on Sep-11-2009

491 Top Three Reasons to Buy a Condo
If you want the pride of ownership without dealing with all of the hassles (and costs) of owning a home, buying a condo is a perfect solution. Condo sales are increasing as more people begin to see the many benefits of condo ownership, versus renting an apartment or being tied to a house.
Posted on Sep-11-2009

689 Is For Sale By Owner (FSBO) For You?
In today’s market many people are faced with choosing the best way to sell their home, however this is a difficult choice to make. The intention of this article is to help a home seller understand what is involved in the process, even if only slightly.
Posted on Aug-27-2009

499 Real Estate: An In-Home Business, With Tax Write Off Perks
One of the best parts about being a real estate agent is that you have the power to be your own boss. You may align yourself with a specific over-arching company, but in the end you call the shots.
Posted on Aug-16-2009

571 The Why and the How-to of Real Estate Investment
These days, Wall Street and the stock market make people a little wary. The idea of investing your money in something that ‘roller-coasters’ up and down on a regular basis doesn’t exactly sound, well, sound.
Posted on Aug-16-2009

1133 Best Practices in Kitchen Remodeling
So you’ve chosen to remodel your kitchen? It is a major undertaking that requires careful planning and forethought. In many cases as the remodel continues and mistakes occur, it will be difficult to correct the mistakes.
Posted on May-29-2009

1341 Buy Low, Sell High, Long Term Real Estate Investing
Not all home buyers purchase a house for the fundamental of reasons, that is, to have a place that he can call home -- a place to sleep, eat and enjoy time with family.
Posted on May-29-2009

1081 The Rundown on Eco-Friendly Paints
When you are remodeling your kitchen, the colors you choose can mean everything. There are several types of paint to choose from at home improvement stores.
Posted on May-29-2009